1. First thing they do they charge your card, nobody talks to you before that.
2. They call the person you are dealing with a “FAFSA Adviser”, but… they will not advise you on anything, they just filling form for government web site. I thought they will advise me to move money on my accounts around or something like that, but they don’t do anything like that.
3. You have to give them EXACTLY same answers you would need on the free site. But of course – they can not make up you numbers. And that makes process much more stressful as there is person who is waiting for your answers and rushing you.
On government site you can save your form at any time and continue later.

4. When you file it yourself it will be submitted as soon as you hit “Submit” button, but if you using FAFSA.com it takes more than a week to be submitted to the government site.
5. They asking you to give the feedback as soon as you finished with your “adviser” when you under relief from finishing the process. Of course you feel good and giving good review.
So for your own money it makes process even more complicated and MUCH longer.
Remember in FAFSA first “F” stands for Free.