Archive for the year 2010

The only thing predictable about today’s economy is that it will have an impact on just about every aspect of life. To avoid creating unmanageable financial obligations, students planning to attending college or career school should sort out their budgets ahead of time and take advantage of every available funding resource, including federal and state financial aid.

Here are 10 financial aid tips from The Chronicle of Higher Education:

1. Apply, apply, apply

Many families will be affected by the economy and financial situations may change from one week to the next. This means that students ineligible for financial aid now maybe become eligible with any change in income, so you should always fill out a FAFSA (Free Application for Federal Student Aid) every year, even if you think you won’t qualify for aid.

2. Know and meet financial aid application deadlines

Be aware of the deadlines for your financial aid application paperwork and meet them. Keep in mind that you have to apply for financial aid every year, it’s not a one time thing. Also, the deadline at your college may be different from your best friend’s college down the road, so make sure you know the deadline for your college.

10 Ways to Find Financial Aid

10 Ways to Find Financial Aid

3. Financial aid application requirements vary from school to school

All schools require a FAFSA form but some colleges require an additional form – the CSS/Financial Aid Profile. Requirements for grants and scholarships may also include additional paperwork.

4. Understand the definition of Expected Family Contribution

The family contribution is the amount that a family can contribute towards the student’s school costs, as determined by the college. The family contribution is based on the information the student provides in the FAFSA and sometimes the CSS/Financial Aid Profile forms. The dollar amount of the family contribution is not necessarily what a family will pay and the amount could differ depending on the college.

5. Know the overall cost necessary to attend college

It important to calculate costs for books, supplies and transportation, in addition to tuition, fees and housing when considering paying for college. As usual, the amount a student receives for these additional costs will vary depending on the school.

6. Understand that there may be a difference between a student’s eligibility and a student’s need

If a student can meet all the requirements for a Pell Grant, their college must award them the funds. However, because a student is eligible for a Pell Grant does not automatically make them eligible for other types of aid.

7. Know the difference between need-based and merit-based financial aid

Merit-based aid is aid given to students based on their academic performance. Need-based aid is awarded to students based specifically on their family’s documented financial circumstances.

8. Get educated in the many types of financial aid

Students can receive federal aid, state aid and/or institutional aid. Students can receive aid in the form of grants, loans or work. And, for the record, colleges see loans as a type of aid.

9. Read your financial aid award letter carefully

Award letters vary so make sure you are aware of whether your aid is a grant or a loan. Also, check to find out if your aid is renewable every year so that you can make the necessary arrangements regarding deadlines or finding a different means of aid.

10. Didn’t get the financial aid you wanted? Appeal the award letter

If your family’s financial situation changes for any reason, contact the financial-aid office at your college to discuss aid options. Many college financial-aid offices will do their best to assist families as unexpected situations arise and this year colleges and families alike are expecting such situations.

Since your financial situation may change in the coming months or more, be thorough and careful in your efforts to receive financial aid so that you can continue on your path toward an education and the possibility of a brighter future. If you apply the above 10 tips to managing your student aid, you will improve your chances of receiving financial aid despite the unpredictable economic times.

Magician Scholarship

The Society of American Magicians sponsors the The Harry and Trudy Monti College Scholarship Fund. It is for:

  • magicians who are adept in the field of magic
  • students who possess the potential of performing magic professionally
  • students who attend college as full-time students registered in a curriculum containing courses in drama/theater/business/marketing
  • students who demonstrate academic achievement and financial need

Deadline: March 31, 2011

Read more information or apply for the magician scholarship.

The Art Institutes is sponsoring the Passion for Fashion Competition.

The competition is open to high school students throughout the U.S., Canada (excluding Quebec) and Puerto Rico, with a passion for Fashion Design or Fashion Marketing & Merchandising and Retail Management.

There are two categories for the competition, Fashion Design and Fashion Marketing & Merchandising and Retail Management.

Entries must be postmarked by November 19, 2010.

Local competitions will take place at each participating Art Institutes school throughout U.S. and Canada. Each local winner will earn a $3,000 tuition scholarship to The Art Institutes school they represent in the competition. Local first place winners in each category will move on to the national competition.

The national grand prize winners in both categories will earn a full tuition scholarship to their respective Art Institutes school. In addition, the winners will receive a VIP trip to Fashion Week in New York City in February 2011, participate in a “meet and greet” at Seventeen Magazine’s New York City offices, and lunch with a Seventeen Magazine Style Pro.

Learn more about The Art Institutes Passion for Fashion Competition.


Photography Scholarship

The James Alan Cox Foundation for Student Photographers supports student photographers in high school and college. The foundation’s mission is to expand educational and developmental opportunities for student photographers demonstrating interest, talent and financial need. Jim Cox, who was a television photojournalist in Phoenix, always “told a story” through his work, whether it was in video or still photography.

Type of Awards:

  • Five (5) Digital Cameras will be awarded to five (5) high school students.
  • Five (5) $2,000 scholarships will be awarded to five (5) college or technical school students. Four awards will be for video work while one will be for still photography.

Focus of work and entries: photojournalism. Scholarships will be awarded to those students whose work “tells a story”.

Scholarship deadline: October 15, 2010.

    For more information on the scholarship requirements and rules, or to apply, visit the The James Alan Cox Foundation website.


      Levi’s® Brand and JCPenney are partnering for the second consecutive year to offer two college scholarship packages of $50,000 each during the companies’ tuition sweepstakes. The scholarships are fully transferable enabling the winner to choose who receives the scholarship – themselves, their friends, their children, their grandchildren, etc.

      The Levi’s® brand and JCPenney created this tuition campaign to specifically support access to higher education and to increase opportunities for lifetime success.

      The tuition sweepstakes begins on July 21, 2010 and ends on September 6, 2010.

      Anyone age 13 or older is encouraged to enter by:

      • texting “TUITION” to 45481
      • visiting
      • going to the JCPenney Facebook page at

      Good luck!

      Tags: – a resource for college students of all ages – is now on!

      In the article, “How Can Help You?”, resident career expert Laura LaPerriere shares some helpful information for students about internships and searching for jobs.


      Ashworth College has expanded its partnership with Education for Advancement (EFA). As part of the relationship, Ashworth College will be funding more than 20 one-year online college degree scholarships for residents of 18 Caribbean countries that are currently serviced by EFA.

      Ashworth and EFA have delivered career-relevant online degree programs to the Caribbean since 2007. The partnership provides students with an accredited, online learning model as well as a physical presence in key Caribbean markets. The latter affords students the added advantage of engaging in local inductions, study groups, workshops and faculty visits.

      Gary Keisling, Ashworth College Chairman and CEO said, “With EFA, Ashworth has the opportunity to expand its Caribbean footprint by offering more residents an affordable, quality, online education. In addition to our Associate degree programs, we also offer a range of Bachelor’s and Master’s degree programs that are relevant to the major industries in this area, such as banking, finance, construction management and tourism.”

      Caribbean residents have the opportunity to apply for one-year scholarships in one of Ashworth College’s Associate or Bachelor’s Degree programs during the 2010-2011 academic year. The scholarships have a combined value of $50,000. Scholarship recipients will have access to Ashworth College’s entire catalog of self-paced degree courses which include business, accounting, finance, early childhood education, construction management and criminal justice.

      Read more about Ashworth College educating students in the Caribbean.

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      The newly redesigned site, is now live! Sign up for a free account and search jobs, get career advice, and connect with other professionals!

      Check out today and start your career search!

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      Are you a parent? Do you have a teen who is going of to college this fall?

      Check out StudentAdvisor’s Parent’s Survival Guide – it provides tips and information to help you deal with this exciting transition period in your child’s life! There is also tons of information available about financial aid and how to juggle college expenses.

      Start reading today!


      ‘Smart Mouth Girl’ Contest

      Clean Start (TM) by Dermalogica, a line young adult-friendly skin care essentials, is launching its new Smart Mouth Girls program.

      They are looking for up to ten young women between the ages of 16-25 to be the brand’s ambassadors.

      The contest, which requires posting a video on the brand’s website, is currently live and ends on August 31.

      • Selected Smart Mouth Girls will receive a $500 Clean Start product Starter Pack, containing skin care supplies for the Smart Mouth Girl and a best friend.
      • Each Smart Mouth Girl also receives a Flip-camera, to document testimonials and other content for their blogs.
      • Smart Mouth Girls receive student pricing on product purchases, quarterly product packages, and have the opportunity to apply for a 6-week paid marketing scholarship or internship.

      For more information regarding the Smart Mouth Girl program please visit

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